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How much car insurance costs in all 50 states

  • Car insurance rates can be one of the most important factors shoppers consider when purchasing a new vehicle.
  • Premiums are an amount owners pay for an insurance policy which protects them against accidents, damages, stolen vehicles and other incidents.
  • The insurance information website Insure.com recently published an analysis on which states have the highest and lowest annual car insurance rates.
  • According to the study, the national average for annual premiums is $1,365, but the variance among states is starker than one would assume. 
  • Michigan, Louisiana, and Florida had the highest average annual insurance rates in the country while Vermont,Ohio, and Idaho had some of the lowest. 

Car insurance rates are among the most important factors buyers consider when purchasing a new vehicle. A premium is the rate motorists pay for a car insurance policy which protects them against accidents, damages, stolen vehicles and other incidents.

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